Software Engineer - Verification Platform

The Company

PayPal has been revolutionizing commerce globally for more than 25 years. Creating innovative experiences that make moving money, selling, and shopping simple, personalized, and secure, PayPal empowers consumers and businesses in approximately 200 markets to join and thrive in the global economy. 

We operate a global, two-sided network at scale that connects hundreds of millions of merchants and consumers. We help merchants and consumers connect, transact, and complete payments, whether they are online or in person. PayPal is more than a connection to third-party payment networks. We provide proprietary payment solutions accepted by merchants that enable the completion of payments on our platform on behalf of our customers.

We offer our customers the flexibility to use their accounts to purchase and receive payments for goods and services, as well as the ability to transfer and withdraw funds. We enable consumers to exchange funds more safely with merchants using a variety of funding sources, which may include a bank account, a PayPal or Venmo account balance, PayPal and Venmo branded credit products, a credit card, a debit card, certain cryptocurrencies, or other stored value products such as gift cards, and eligible credit card rewards.  Our PayPal, Venmo, and Xoom products also make it safer and simpler for friends and family to transfer funds to each other. We offer merchants an end-to-end payments solution that provides authorization and settlement capabilities, as well as instant access to funds and payouts. We also help merchants connect with their customers, process exchanges and returns, and manage risk. We enable consumers to engage in cross-border shopping and merchants to extend their global reach while reducing the complexity and friction involved in enabling cross-border trade. 

Our beliefs are the foundation for how we conduct business every day.  We live each day guided by our core values of Inclusion, Innovation, Collaboration, and Wellness. Together, our values ensure that we work together as one global team with our customers at the center of everything we do – and they push us to ensure we take care of ourselves, each other, and our communities.

Job Summary:

We are the Verification Platform team at the heart of the Compliance domain at PayPal. Our mission is to build secure, scalable, and intelligent systems that power user verification, identity authentication, and fraud prevention for millions of users. As a core platform team, we enable Know Your Customer (KYC) and identity verification capabilities across the company, ensuring regulatory compliance while delivering a seamless user experience. Our platform plays a critical role in safeguarding the integrity of the ecosystem by detecting and blocking fraudsters in real time. We are a high-impact, fast-moving team that collaborates closely with product, engineering, and risk teams, and we're looking for passionate engineers to join us in building the next generation of secure and trustworthy digital finance.
The ideal candidate for the Verification Platform team is a self-starter and self-motivated individual with strong passion in software development lifecycles for FinTech industry. We encourage applications from candidates of all backgrounds.

Job Description:

Responsibilities
Analyze user needs and system requirements to inform technical design and implementation.
Design and document software solutions using flowcharts, diagrams, and architecture specifications.
Write clean, efficient, and maintainable code in Java based on product and feature requirements.
Prioritize and execute tasks throughout the software development life cycle using best practices.
Design, implement, and optimize database schemas and interactions.
Conduct thorough testing and debugging of backend applications to ensure
performance and reliability.

Qualifications
Validate software functionality, performance, and security to meet compliance and business standards.
Collaborate with and learn from experienced engineers through code reviews,
mentorship, and team discussions.
Bachelor's degree in Computer Science, Engineering, or a related technical field.
0–5 years of hands-on experience in software development, ideally in backend systems or platform engineering.
Familiarity with at least one common backend programming language (such as Java, C++, Python, Go, or similar).
Exposure to backend frameworks (such as Spring, .NET, Django, etc.) is a plus, but not required.
Knowledge of containerization and orchestration technologies such as Docker and Kubernetes.
Understanding of cloud computing concepts and experience with at least one major cloud platform (e.g., AWS, GCP, Azure) is a plus.
Familiarity with relational databases (RDBMS) such as MySQL or Oracle, and NoSQL databases like Bigtable or Cassandra.
Eagerness to learn, grow, and contribute in a collaborative environment.
Good communication, teamwork, and adaptability skills.
Hands-on experience or applied knowledge in AI/ML (Artificial Intelligence/Machine Learning) is a strong plus.

Preferred Qualification:

Subsidiary:

PayPal

Travel Percent:

0

For the majority of employees, PayPal's balanced hybrid work model offers 3 days in the office for effective in-person collaboration and 2 days at your choice of either the PayPal office or your home workspace, ensuring that you equally have the benefits and conveniences of both locations.

Our Benefits:

At PayPal, we’re committed to building an equitable and inclusive global economy. And we can’t do this without our most important asset—you. That’s why we offer benefits to help you thrive in every stage of life. We champion your financial, physical, and mental health by offering valuable benefits and resources to help you care for the whole you.

We have great benefits including a flexible work environment, employee shares options, health and life insurance and more. To learn more about our benefits please visit https://www.paypalbenefits.com.

Who We Are:

Click Here to learn more about our culture and community.

Commitment to Diversity and Inclusion 

PayPal provides equal employment opportunity (EEO) to all persons regardless of age, color, national origin, citizenship status, physical or mental disability, race, religion, creed, gender, sex, pregnancy, sexual orientation, gender identity and/or expression, genetic information, marital status, status with regard to public assistance, veteran status, or any other characteristic protected by federal, state, or local law.  In addition, PayPal will provide reasonable accommodations for qualified individuals with disabilities.  If you are unable to submit an application because of incompatible assistive technology or a disability, please contact us at talentaccommodations@paypal.com.  

Belonging at PayPal: 

Our employees are central to advancing our mission, and we strive to create an environment where everyone can do their best work with a sense of purpose and belonging. Belonging at PayPal means creating a workplace with a sense of acceptance and security where all employees feel included and valued. We are proud to have a diverse workforce reflective of the merchants, consumers, and communities that we serve, and we continue to take tangible actions to cultivate inclusivity and belonging at PayPal.

Any general requests for consideration of your skills, please Join our Talent Community.

We know the confidence gap and imposter syndrome can get in the way of meeting spectacular candidates. Please don’t hesitate to apply.